Travel Insurance Expert and Head of Communications
Last updatedDecember 16 2025
11 min read
Planning a getaway but managing angina? We’re here to help. Our angina travel insurance is tailored to make sure you’re fully protected. From covering medical emergencies to lost belongings, trip cancellations, and delays, we’ve got your needs in mind.
Travelling with a pre-existing heart condition like angina requires extra care. With InsureandGo, you can focus on enjoying your trip knowing you’re protected. Wherever you’re heading, we’ll be here with you.
Can you get travel insurance if you have angina?
Managing angina doesn’t mean you have to put your travel dreams on hold. In the UK, around 8% of men and 3% of women aged 55-64 years have or have had angina. And the prevalence increases with age for both men and women.
Travel insurance is essential, especially if you’re living with angina. About 2 million people in the UK have angina. And some 200,000 are referred to hospitals each year for further tests.
Stay covered whether your trip is relaxing or action-packed. Our angina travel insurance ensures you’re fully protected while abroad.
Here are a few more benefits to consider:
Covers emergency healthcare costs. Angina symptoms can flare up suddenly. That’s why access to immediate medical care is crucial. Treatment for chest pain, access to medication; treatment abroad can be costly. Travel insurance covers these expenses. So you can get the care you need without financial stress.
Helps with medication replacement. Losing or misplacing vital heart medication can feel overwhelming. Especially if you’re in a country where pharmacies may not stock specific medication. Angina travel insurance covers the costs of replacing your medication. We can also help you find suitable nearby pharmacies.
Covers cancellations due to health issues. In our 2024 survey, 48% said cancellation cover1 was their most important travel insurance feature.Angina can sometimes mean having to cancel or delay travel plans. With the right travel insurance, you’re protected against non-refundable costs. This includes flights and hotels. Plus pre-booked activities if your health prevents you from travelling.
Covers repatriation costs. In rare cases, a serious angina-related episode may require returning home for further treatment. It cost one UK traveller in Spain £124,000 for an air ambulance home. Travel insurance helps avoid this cost.
24/7 emergency helpline. If you have a health concern while away, our emergency helpline is available 24/7. If you experience angina symptoms while away, we’re here to help. Call our medical helpline for angina advice or if you need help finding a local healthcare practitioner.
Don’t compromise on adventure or relaxation. Just declare your condition, and we can tailor a policy to your needs.
Before booking, review our policy wording to understand what’s included. Be sure to check the latest travel advice on GOV.uk. Travelling against their advice may invalidate your policy.
What types of angina does InsureandGo’s travel insurance cover?
We understand the unique concerns of travellers living with angina. Whether you’re newly diagnosed or in remission. We consider all angina-related requirements.
Here’s how we can help:
Newly diagnosed angina. Angina affects 2-3% of the population. This is around two million men and women in the UK. If you’ve been diagnosed with stable angina, we can cover you. You just need your doctor to confirm you’re fit to travel. It’s important to declare all conditions you may have. Then we’ll cover any related incidents.
Angina with additional cardiac conditions. It’s not uncommon for angina to be linked to other heart conditions. For example, coronary artery disease or heart attacks. If you are, we’ll factor this into your policy. Again, be sure to declare all related conditions.
Angina in remission. Is your angina symptom-free? You must still declare it as a pre-existing condition. For full cover, declare if you’ve:
Visited a doctor regarding your angina in the past 24 months.
Experienced any chest pain or related symptoms.
Had tests or scans, like an ECG or angiogram.
Undergone surgery or received treatment.
Take any medication.
We aim to make travelling with angina stress-free and enjoyable. Our policy wording gives detailed terms and conditions, or contact our team for assistance.
We will consider all pre-existing medical conditions. Find out more about medical travel insurance.
The excess and amount of cover available varies depending on the level of travel insurance you buy. Check the policy wording to see the full terms and conditions.
What’s not covered?
Each provider will have different things it can or cannot include in a policy. However, there are some situations that travel insurance will not cover. For example:
You cannot cover events or reasons that took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
All of our travel insurance policies include cover for cancellation of your trip. There may, however, be some exclusions. For example, you won’t be covered to cancel if you decide not to go.
The best travel insurance for your trip
Don’t let angina get in the way of your travel experiences. We offer a variety of add-ons. These can be tailored to your health and holiday plans. Choose from:
Family cover. Travelling with loved ones is even better when everyone is covered. Our family travel insurance provides protection for medical needs. We’ll also cover your delays, cancellations, and lost belongings.
European cover. Fancy a trip to or around Europe? Our European Travel Insurance has you covered, wherever your journey takes you.
Cruise cover. Cruising with angina can be a relaxing way to explore the world. Cruise insurance covers cabin confinement and itinerary changes. Also, we provide protection for emergency medical costs on board and more.
Active and adventurous holidays. Want to enjoy a round of golf or outdoor activities? Our sports and golf cover can protect you. Whether you’re hitting the greens or exploring scenic walking trails. Just be sure to check with your doctor before taking on anything too strenuous.
From cruises to city breaks, we help you focus on the joys of travel. Declare your condition and customise your policy to suit your plans. With InsureandGo, you’re free to enjoy your holiday to the fullest.
Choose a cover level to suit your travel needs
Black
Gold
Silver
Medical expenses and repatriation
Unlimited
£15 million
£10 Million
Cancellation and curtailment
£10,000
£7,500
£5,000
Travel delay
Up to £650
Up to £540
Up to £450
Personal belongings
£5,000
£2,500
£2,000
Legal Expenses
£60,000
£50,000
£15,000
Standard Excess
Nil
£50
£60
Angina travel insurance with other pre-existing medical conditions
Many people with heart-related conditions also experience other health issues. This might include high blood pressure, diabetes, or asthma.
Are you looking to cover your angina and other pre-existing conditions? Just declare all your health issues during the quote process. We’ll tailor a policy that suits your needs.
Examples of medical conditions we can cover include:
Declaring any pre-existing conditions during the quote process is essential. This ensures you’re covered for anything related to your health while travelling. Our quick and easy online medical screening helps you declare conditions in minutes.
We’ll show you your quote. All you have to do is decide whether to buy it now or save it for later.
Our experts say…
“Medical emergencies abroad can be stressful and costly, especially when managing a heart condition. Emergency care for angina-related issues may come with high fees. Travel insurance covers this expense. We’ll provide the right cover for unexpected costs. You can focus on enjoying your trip.”
“My partner and I took out an annual year round policy and it covered everything we could have and more. Chloe is excellent and she is extremely knowledgable and she did very well. The product is excellent and hopefully will never be used but at least we have peace of mind.”
Yes, angina can affect the cost of your travel insurance. Factors like your age, destination, and travel plans can also influence the price. Declaring your angina ensures you’re properly covered, even if it increases the cost slightly.
Do I need travel insurance if I have angina?
While it’s not a legal requirement, travel insurance remains essential. As with any pre-existing condition, travelling without the right insurance can pose huge risks. The cost of repatriation alone can cost upwards of £14,000 from Spain.
Travel insurance ensures you’re covered for hospital visits, medication replacement and repatriation. Without it, the cost of care when travelling can be high.
Does travel insurance cover angina-related emergencies?
Not all travel insurance covers angina incidents as standard. You must declare your condition when buying your policy. With InsureandGo, you’ll then be covered for all emergencies. Even those related to your angina. This includes hospital trips and specialist consultations. Also, medication and repatriation if needed.
Be sure to check your policy wording. There may be exclusions or limits specific to pre-existing conditions like angina.
Is angina considered a pre-existing condition?
Yes, angina is a pre-existing medical condition. It’s crucial to declare it during your travel insurance application. Even if your symptoms are stable or managed by medication. If you fail to declare it, this will invalidate your policy.
Do I have to declare angina on travel insurance?
Yes, you must declare your angina when applying for travel insurance. This includes details about your diagnosis, treatments and medications. Plus, any recent hospital visits or tests. We need this information to give you the most accurate quote for your trip.
Will GHIC cover treatment relating to angina?
The Global Health Insurance Card (GHIC) provides access to state healthcare in European countries. This is at a reduced cost or sometimes for free. However, it won’t cover private healthcare or services like repatriation. For angina-related care, the GHIC may not cover all treatments, especially in countries where public healthcare is limited. Travel insurance is essential to fill these gaps. Then you’ll be fully covered.
Who can buy an InsureandGo angina travel insurance policy?
Our angina travel insurance is available to UK residents who meet the following criteria:
Must have lived in the UK or the Channel Islands for at least six of the last 12 months.
Travel Insurance Expert and Head of Communications
Letitia is a Travel Insurance expert with more than 20 years experience in helping people find specialist insurance. As Head of Communications at InsureandGo, Letitia cares about making it easy for people who love travel to get the cover they need.
* Discount based on the premium amount: 5% off premiums £0-£49, 10% off £50-£249, & 20% off £250+. Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Discount ends 23:59 on 29th January 2026. See Terms and Conditions for more details. All quotes from 19th December 2025 to 23.59 on 29th January 2026 will be included in the prize draw. Terms and Conditions apply.
InsureandGo’s Gold achieved a Which? Best Buy. InsureandGo’s Gold and Black policies have been 5-star rated by Defaqto.
Based on 4023 responses. InsureandGo Annual Survey, February 2024.
Based on 1,692 responses, correct as of 24/07/2025.
Based on 4023 responses. InsureandGo Annual Survey, February 2024.
Based on 1,692 responses, correct as of 24/07/2025.