Travel insurance for Thailand
Whether you’re heading to Thailand to relax on Banana Beach, tour The Grand Palace in Bangkok or hike the Inthanon Heaven Trail, our customisable, comprehensive travel insurance policies have you covered. Our 5 star Defaqto policies have insured over 27 million people over twenty years, so, when you book with us, you know you can go without the doubt.
What is travel insurance for Thailand and why do you need it?
You never want to consider it happening, but it’s always best to think about how you’d deal with a worst case scenario. In a story reported recently by the Association for British Insurers (ABI), a traveller visiting Thailand suffered a serious blood infection and needed intensive medical treatment and an air ambulance back to the UK. The total bill was £250,000, which was covered by the traveller’s insurer.
Our travel insurance for Thailand covers a range of unexpected events, from lost luggage to medical emergencies. With a policy like ours in your back pocket, all you need to do is switch off, relax, and focus on exploring the Land of Smiles.
- Our 24-hour emergency assistance team is on hand day or night, so you always have a person to speak to.
- We consider all pre-existing medical conditions. We trust you know what you can manage and will do our best to cover your dream trip.
- Whether you’re a frequent flyer or jetting off on a dream holiday, we’ve got annual insurance policies or single trip policies to suit all budgets.
“Thailand is a beautiful country, rich in culture and steeped in history. Whether this is your first time visiting or you know your way around already, it’s important to make sure you’re covered for any unexpected interruptions. Get in touch with our friendly team – we’ll answer any questions you have and make sure you’re covered for all the destinations and activities on your wish list.’“
Letitia Smith MiSc, Travel insurance expert
What does InsureandGo’s travel insurance cover?
Whether you pick our annual or single trip policies, your Thailand travel insurance policy will include:
- Medical and hospital expenses, as well as personal accident cover
- Trip interruption cover for cancellation or delays
- Accommodation cover
- Cover for your baggage and personal belongings, including money, passports and travel documents
- Legal expenses cover
- Cover for over 100 sports and activities (a full list of activities is provided in your policy wording)
We also offer specialist cover as an add on for cruises, winter sports, extreme sports or golf, and we offer solo traveller and family policies.
We will consider all pre-existing medical conditions, though there may be changes to the cover we offer or the amount of excess you have to pay. Always check your policy wording for the full terms and conditions.
The best travel insurance for Thailand
Looking for the best travel insurance for Thailand? You’ll want a worldwide policy that covers over 100 activities as standard, with add ons if you’re feeling particularly adventurous. From abseiling in Railay to zumba classes at dance studios in Bangkok, whatever your level of activity, we’re here to make sure you can enjoy yourself.
We make getting help easy. There’s always someone available for you to talk to in an emergency and we pride ourselves on our service. And don’t just take our word for it.
- 99% of people would recommend us to family and friends
- 94% of people rated their experience as ‘excellent’ or ‘great’
- 99.7% of people would consider buying from InsureandGo again
*Based on 2,050 responses, correct as of 22/01/24
We believe our customers say it better than we could:
Fast efficient online service…
“Fast efficient online service competitively priced. had to get medical treatment in 2018 in Thailand they were absolutely amazing including sending out a aviation nurse to accompany me home..10 ☆ service”
– Mr D Dickson
– Date of experience: 21 November 2024
How to quote with us
We like to keep things simple. You can call us or book online, whichever you prefer. We’ll take details about who you’re getting cover for and your trip, so it will help if you have details about any pre-existing medical conditions and your itinerary to hand.
Booking travel insurance for Thailand with a pre-existing medical condition
A pre-existing medical condition doesn’t mean you can’t travel. Declaring it and making sure you have the proper cover just means you can travel safely and knowing your medical history can help us organise the best care for you in the event of an emergency.
Please note: some over the counter medicines in the UK are controlled substances in Thailand, so it’s worth reading Thailand’s policy for tourists bringing medication into Thailand. Visit the Royal Thai Embassy website for more details.
How much does travel insurance for Thailand cost?
It’s always best to get a personalised travel quote for anywhere you’re travelling. The actual cost you’ll pay depends on a variety of factors.
When you get a personalised quote from us, we’ll consider:
- Your medical history and age
- Whether you’re only travelling to Thailand or it’s part of a bigger trip
- Whether your trip involves any adventurous activities
- How long you’ll be travelling for
- How much cover you want for medical costs, holiday cancellation and your baggage
Travel risks in Thailand
Thailand has a high number of road traffic accidents and, as moped travel is a popular method of getting around, injuries can be significant. Take safety precautions – if you’re injured on a moped and weren’t wearing a helmet, your insurer likely won’t cover your medical expenses. Think about how you’ll be getting around, whether you’re travelling to any remote locations or touring any animal sanctuaries, and make sure your policy covers you for even the unusual. Monkeys are very cute but they have been known to steal phones and to bite!
The air quality in Thailand can be poor, especially in densely populated cities. For anyone with asthma or other respiratory conditions, we recommend taking extra precautions.
Zika, rabies and dengue fever are prevalent in Thailand. Mosquitos can be hard to avoid, so make sure all your vaccinations are up to date and speak to us if you have any specific concerns.
Frequently asked questions
Is it safe to travel to Thailand?
For any safety risks, especially around terrorism or crime alerts, we recommend the government’s website. The threat level is regularly updated and they give a profile of the crime likely to affect tourists, such as pickpocketing, the theft of goods and ID documents and drink spiking.
Do I need a visa to travel to Thailand from the UK?
Your passport will need to be valid for six months minimum for entry to Thailand. British travellers don’t need a visa if they’re staying for 30 days or less, but please check the UK government’s website for the most up-to-date entry requirements for Thailand.
Do I need travel insurance to travel to Thailand?
Travel insurance isn’t mandatory to enter Thailand, but hospitals and clinics will need a guarantee of payment in advance of any treatment. A travel insurance policy is usually accepted as a guarantee, so if you don’t have cover you could face significant costs you have to pay upfront if you need a doctor’s appointment or even surgery.
Single and annual insurance policies can cover you for medical expenses and trip interruption.
What travel insurance do I need for Thailand?
You need a worldwide policy to travel to Thailand, and there are a few options you can choose from depending on whether you’re buying a single trip policy or you’re travelling anywhere else.
What travel insurance you’ll need ultimately depends on what you’re doing and who’s going with you. For added extras, such as extreme sports, winter sports, cruises or golf trips, we offer specialised add ons you can include on your policy. We also offer family plans if you’re going with your family.
Why is travel insurance to Thailand so expensive?
The cost of any insurance policy depends on the degree of risk. For travel insurance, your risk will depend on where you’re going, the activities you’re doing and your medical history. Travelling to Thailand can be more expensive than Europe because the costs for medical care can be higher.
What vaccines do I need for Thailand?
About two months before you travel, you should check what vaccinations are recommended for travel to Thailand on TravelHealthPro.
You can usually arrange to have vaccines done by your GP surgery or from a private provider. Make sure you book them in plenty of time to travel.
Can you help if I need medical help while in Thailand?
Absolutely. When you take out a policy with us, you can contact a real person 24-hours a day. We can help you find a medical provider, can provide guidance if your trip is interrupted or cancelled, and can talk you through what to do if your baggage is lost.
We don’t want anything to ruin your dream holiday. Contact us day or night.
Do I need additional cover for sports and leisure activities in Thailand?
All our policies include up to 100 sport and leisure activities as standard. If your trip is walking a little more on the wild side, we offer winter sports and extreme sports add ons. If you’re golfing or going on a cruise, we also offer specialist cover. Whatever you need, you can go without the doubt when you pick a policy with InsureandGo.