InsureandGo Terms and Conditions

Cover Offered

All ages.

InsureandGo does not operate a maximum age limit for single trip or annual multi-trip policies. Children under 18 can be covered but there must be an adult named on the policy too.

All conditions.

InsureandGo does not exclude cover for any individual medical condition or condition groups. Whilst we endeavour to include as many conditions and synonyms as possible in our database we do not guarantee that every condition can be found. If you cannot find your specific condition then please call our contact centre who will advise how to screen and cover your condition.

InsureandGo does not guarantee that it will be able to offer cover in all circumstances if a combination of age, policy type, number and severity of pre-existing medical conditions exceeds our underwriting limits. InsureandGo can only offer cover for a terminal prognosis if the prognosis is more than 6 months at your trip return date.

Quote Prices

The prices shown on this website are only valid at the time they are generated. We reserve the right to change our prices or other details at any time. Prices may fluctuate. If you purchase a policy over the phone our sales consultants will confirm the correct price before you make a purchase. We reserve the right to withdraw prices without notice.

Discounts

Percentage discounts (e.g. 5%, 10% etc.) are available to customers who purchase a policy and are applied as detailed in the promotional material.
Sometimes our promotional offers will be exclusive to policies purchased through either our Call Centre or online at insureandgo.com.
Discounts only apply to the base premium of your travel insurance quote and do not apply to any premium generated to cover medical conditions.
Policies can be purchased over the phone or online at insureandgo.com. To qualify for the relevant discount, customers must quote the discount code at the time of purchase.
Customers must refer to the promotional material for qualifying dates, if applicable.
The discount value is as stated on relevant promotional material.
InsureandGo reserves the right to change the offer at any time.
No cash alternative will be given.
The offer cannot be redeemed against existing policies.
The discount offer cannot be used in conjunction with any other offer.
Only one discount can be applied to each policy. Some discounts are offered via promotional code and some are generated by our system. For an extremely small number of policies a system generated discount will supersede promotional discounts, for example where very complex medical conditions generate a significantly high premium, InsureandGo may choose to substantially discount this, to offer cover to customers who without this discount may not have access to comprehensive, affordable cover. This type of discount may apply for new as well as returning customers. We hope this makes a difference in the marketplace and aligns our core values with our customers. We believe everyone has the right to travel.
InsureandGo reserves the right to amend these rules at any time.

Terms and Conditions

InsureandGo Post Purchase Survey 2026 Prize Draw

The closing date of InsureandGo’s Post Purchase Survey Survey 2026 Prize Draw is 23:59 on 17th July.*
The draw promoter is IES Limited (“Promoter”).
The Draw Promoter is InsureandGo Travel Insurance which is arranged by IES Limited, which is registered in Gibraltar, company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. InsureandGo Travel Insurance is administered in the UK on behalf of IES Limited by Insure & Go Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority under registration number 309572.
One winner will be chosen at random from all eligible entries using a computerised random draw.
You must have completed InsureandGo’s Post Purchase Survey 2026 to enter the draw. All entries completed by 23:59 on 17th July* will be entered into the prize draw. There is no obligation to purchase a policy to be considered eligible.
The draw will take place on 24th July.*
The Promoter will notify the winner by 29th July.*
Reasonable efforts will be made to contact the winner using the details provided at the time of entry. If the winner cannot be contacted, fails to respond by 3 August 2026, or is unable to accept the prize, the Promoter reserves the right to withdraw the prize and select an alternative eligible winner. Any alternative winner must respond within 4 days of being notified or the Promoter reserves the right to select another eligible winner.
A maximum of three alternative winners will be selected where required. If the prize remains unclaimed after unsuccessful attempts have been made to contact the original winner and three alternative winners, the Promoter reserves the right not to award the prize.
The prize will be issued to the email address provided when completing the survey. The winner is responsible for redeeming and accepting the Amazon gift card in accordance with Amazon’s terms and conditions. We are not responsible if the gift card is not redeemed or cannot be accepted due to issues relating to the winner’s Amazon account.
The Promoter may publish or make available the winner’s first name and county of residence to confirm that a valid award has taken place. By entering, participants acknowledge that these details may be disclosed on the Promoter’s website, social media channels, or other promotional materials.
If the winner objects to the publication of this information, they must notify the Promoter at the time of acceptance. The Promoter will respect such objections but may still be required to provide limited information to regulatory bodies on request.
The prize for the winner is £100 Amazon e-gift card.** The prize is not negotiable or transferable.
All data collected from entries may be used anonymously for publicity on the AllClear website or other AllClear marketing channels.
Entrants must be over 18 years old and resident in the United Kingdom.
Only one entry per household is permitted.
Place of draw: 2nd Floor, Maitland House, Warrior Square, Southend-on-Sea, SS1 2JY.
Any dispute regarding this promotion will be referred to the Promoter’s CEO, whose decision will be final.
Entrants must not be employees, or relatives of employees, of any company within the IES group.
Entry implies acceptance of these Terms and Conditions.
The winner’s name will be made available on request.
Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.
InsureandGo reserves the right to amend these Terms and Conditions at any time.
The Promoter will only process your personal information as set out in its PRIVACY POLICY.
If there is any reason to believe that there has been a breach of these Terms and Conditions, the Promoter may, at its sole discretion, reserve the right to exclude you from participating in the prize draw.
The Promoter reserves the right to hold void, suspend, cancel, or amend the prize draw where it becomes necessary to do so.
These Terms and Conditions are governed by English law. If any entrants to this promotion wish to take court proceedings, then they must do this within the courts in the United Kingdom.

*InsureandGo reserves the right, in its absolute discretion, to extend the closing date and any other subsequent dates in the timeline.
** InsureandGo reserves the right to substitute the prize for another product of the same value.

InsureandGo’s New Year Sale 2026 Prize Draw

Winners:
G. Evans, UK
P. Dow, UK

InsureandGo Annual Survey 2026 Prize Draw

Winner: Liz, W. UK